Did AI Hack the Insurance Payout System?

In Russia, services have appeared that create fake accident photos using neural networks. They paint realistic dents, cracks, and scratches so that even experts struggle to distinguish them from real crashes.

The user generates an 'accident', receives a ready-made appeal to the insurance company—and the image passes smoothly through OSAGO and KASKO.

👮‍♀️ Insurance companies already admit: remote accident recording is breaking the system. Claim verification turns into a technological race where lawyers confront generative models.